Choosing The Right Area In Mexico To Live


Understanding the differences now will save you a lot of time and money later. Being close to the U.S. but not in the U.S. has its advantages!


Distance To The Nearest U.S. Border

Mexico is a big country and you have a lot of options when it comes to where to live in Mexico.  One of the main things to consider is the distance to the U.S. border. If this is your first time purchasing a property in Mexico you might want to consider that living close to the U.S. will allow you to take advantage of both countries.

Places like Puerto Vallarta, Cabo, Cancún or San Miguel de Allende will most likely require plane flights, whereas destinations that are closer to the border with only require a very short car ride.

Places like Rosarito Beach, Tijuana and Ensenada are anywhere from 10 minutes to 1 hour’s drive to San Diego.

This means that you can live more affordably in Baja but still enjoy all of the great things San Diego has to offer.

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Oceanfront Properties That You Can Afford!

It is true that compared to the U.S. you can buy oceanfront and ocean view properties at a better value in Mexico but it is important that you understand the cost differences.

In places like Puerto Vallarta, Cabo, and Cancún, oceanfront properties are in the millions of dollars compared to Rosarito Beach, Tijuana, and Ensenada which are in the hundreds of thousands.

The fact is you can buy a Luxury Oceanfront Condo with all the amenities in Rosarito Beach starting at around $150,000.   If you head a short distance north to San Diego or a little further to Cabo or Cancún, the same property will be in the millions.

For most people,  areas like Puerto Vallarta, Cabo, and Cancún have priced themselves out of the market. Although there are million-dollar condos and homes in Rosarito Beach, Tijuana, and Ensenada, they are the exception. In northern Baja, most of the oceanfront properties are still extremely affordable.

Considered Medical Care

Have You Considered Medical Care?

Mexico has great medical care but what if you already have Medical insurance in the U.S.?

Why pay out of pocket in Mexico when you can easily access your U.S. doctors and Hospitals if you live in Rosarito Beach, Tijuana, and Ensenada?

The answer to that is obvious…for small medical issues you can’t beat Mexico for the cost, but if you have to deal with any major medical issues or any ongoing long term treatment you may want to see your U.S. doctor.

A lot of people don’t take this into consideration when they are picking a place to live in Mexico and what happens is they end up having to sell their property and move back to the U.S. Imagine if you lived in Cancún and needed to have a procedure that requires you to use your U.S. medical insurance? This would mean you would have to pay for AIRFARE, RENTAL CAR AND A HOTEL and if you wanted your spouse to accompany you, the expenses increase. As we all know, you will need to have consultation visits with your primary care doctor who will then schedule you to have lab work, and then it is back to the primary care doctor who will then refer you to a specialist for care and treatment. This could take weeks if not months of doctor visits! Imagine if you had to jump on a plane, rent a car and a hotel many times to complete your treatment. This would get very costly as well as time-consuming.

By living closer to the U.S. border this problem is solved. Rosarito Beach, Tijuana, and Ensenada are a short car ride to San Diego. Scheduling doctor visits, Lab Work or any other ongoing treatment is virtually hassle-free. If your appointment was in the morning you could be home by lunchtime.

What About The Weather

What About The Weather? (Hurricane Zones)

Understanding the weather is vital if you plan on living, investing or vacationing in your new Mexico Home.

Most of the top destinations like Cancún, Puerto Vallarta, and Cabo are seasonal. Which means they have an offseason and an on season. Most people only travel to these destinations in the high seasons so they don’t know what they are like at the other times of the year. But the “off-seasons” are off for a reason. Not only are the temperatures extremely hot, but the weather is also extreme.

Cancún, Puerto Vallarta, and Cabo are all in Hurricane Zones. Hurricanes are common in these areas at certain times of the year. I don’t know about you but if you have ever been in a hurricane or seen the effects of one… they can be scary!

Rosarito Beach, Tijuana, and Ensenada are fortunate to share one of the world’s best weather conditions with SAN DIEGO. San Diego is world-famous for its weather and for its abundance of SUNNY DAYS.  This area is not in a hurricane zone so there is no need to be concerned with storm shelters or hurricane insurance. You won’t be without power, streets washed away, homes flooded or damaged because of a hurricane. This should be a big factor in choosing your location to purchase and live.

Can Your Family Afford To Visit You?

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What About U.S. Mail And Packages?

Have you ever considered how you would get your mail if you lived in Puerto Vallarta, Cabo, Cancún or San Miguel de Allende?

If you keep your U.S. address this will not be a problem as you will most likely be traveling back and forth… but, what if you plan on living full time in Mexico… What happens to all your U.S. mail?

If you plan on living in  Puerto Vallarta, Cabo, Cancún or San Miguel de Allende there are services that will forward mail to you but it is costly and a challenge especially if you have packages.

For those of us that live in Rosarito Beach, Tijuana and Ensenada there are many services that will cross daily to pick up our mail and packages for us. If you like to shop online at places like Amazon (like most of us) you will not have a problem. For a very small fee, you can still enjoy all the online shopping that you would have in the U.S. Our website recommends a few different mail service providers. 

Many Benefits Of Buying Real Estate

4. One of Many Benefits of Buying Real Estate in Mexico

One of the greatest benefits of buying Mexican real estate is the low property taxes that are charged here. This can not be understated and is a major factor for most of our clients in choosing Mexico as their place for retirement or their second home.

For example, that means on a $350,000 property you could have an annual property tax as low as $96.25.

This is a giant saving when compared to the United States. Yes, your closing costs are higher in Mexico than they are in the United States but you will definitely make that up in the long run with such low property taxes. This is an important key when you are factoring in the total cost of living in Mexico compared to the United States. By keeping the property taxes so low, Mexico is encouraging property ownership not only to Mexican citizens but to foreign buyers as well.